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Questions about my policy

What happens when my coverage term ends?

When your term ends, you can renew your policy until you reach the age of 95 without applying again.

Do I get a refund if I cancel my policy?

Yes, if you cancel during the first 30 days of your policy being activated.

How do I cancel my policy?

You can cancel your policy by calling or emailing us, and requesting a surrender form for you to sign electronically.

When should I get life insurance?

Major life milestones often signal it’s time for life insurance and policies cost more as you age.

How do I manage my beneficiaries?

Send us an email to globalfinancial888@gmail.com, and we’ll help you update your beneficiaries.

Will my premium ever change over time?

It depends on which product you own. Most of the term policies offered by Hengsheng have level premiums, meaning your...

How do I access my policy details?

Your details can be accessed after your policy is activated through your Hengsheng portal online.