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  • HENGSHENG GROUP INC.

  • Instant underwriting
  • No medical exams
  • 2nd day coverage
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  • HENGSHENG GROUP INC.

  • Traditional life insurance

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Not sure where to begin?

If you're new to life insurance, you're not alone. Find answers to common questions here.

Which insurance policy do I need?

How does HengSheng work?

How much life insurance do I need?

Is my employer life insurance enough?

FAQ

What is a life insurance rider?

A rider is a document that becomes a part of a life insurance policy, which can provide additional coverage or benefits.

What happens when my coverage term ends?

When your term ends, you can renew your policy until you reach the age of 95 without applying again.

Do I get a refund if I cancel my policy?

Yes, if you cancel during the first 30 days of your policy being activated.

How do I cancel my policy?

You can cancel your policy by calling or emailing us, and requesting a surrender form for you to sign electronically.
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Lock In your Best Price Today

No matter how healthy you are, your life insurance price will increase 10% every 6 months you wait to start coverage. With Hengsheng, getting covered only takes 10 minutes.

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Contact Info

  • 556 N DIAMOND BAR BLVD 205
  • 6269556288
  • info@usnationallife.com
  • Week Days: 08.00 to 10.00

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©2026 HENGSHENG GROUP INC. operates in some states as HENGSHENG INSURANCE AGENCY and/or Policy Bull. CA license #6017958 ; NY license LA-1949550. Hengsheng offers policies issued by the carriers listed at Our Life Insurance Carriers | Hengsheng group. Products and their features may not be available in all states. HENGSHENG GROUP INC. is not a law firm and does not provide financial, investment, legal, accounting or tax advice.