At Hengsheng, we work with the best in the business to find you a life insurance policy to meet your needs. Explore this page to learn about the online life insurance products we offer.
Term life policies provide coverage for a set number of years, or a “term.” We work with highly-rated carriers to bring you a variety of term lengths and coverage amounts for protection that fits your needs. Many policies include fixed monthly premiums that won’t increase over the terms, 100% online without a medical exam, just online health questions.
Permanent life insurance coverage lasts the rest of your life, rather than a set term, as long as your premiums are paid. We work with highly-rated carriers to provide several types of permanent life insurance: Whole Life, Guaranteed Acceptance Whole Life, and Indexed Universal Life.
Hengsheng has modernized the life insurance process. Through our partnerships with highly-ratedcarriers, you can access stable, dependable coverage options, all with the convenience of modern technology.
Our online application is entirely digital, so you can get approved for coverage in minutes. We analyze your information in real-time to match you with the best possible coverage and rate available. And if you ever have questions, our team of licensed agents are always here to help.
Our application process is simple, straightforward, and entirely online. That means you can apply for life insurance from the comfort of home—or anywhere. Most applicants don't even require a medical exam.
If you're not happy with your policy for any reason in the first 30 days, we'll refund your payment in full. You're also free to cancel your policy at any time.
Whether you need technical support or answers from a licensed agent, our team is ready to help.