Sign up for free and help clients get covered in minutes.
Our **** online and hassle-free process makes it easy to apply. What traditionally took weeks can now be done in minutes, so you can focus on what matters. No medical exams, just a few health questions.
If you want help, our team of licensed agents is dedicated to finding you the right life insurance policy for you.
We analyze your information against our wide range of products in real-time, matching you to a product that fits your needs with a price that works for you.
Our simplified underwriting process uses new technology and predictive modeling to provide instant decisions, with no medical exams for most people. When that isn’t possible, we’ve reduced the time you wait from months to days.
If you’re not happy with your policy in the first 30 days for any reason, we’ll refund your payment in full. No problem.
You can cancel your policy anytime, with no cancellation fees. Past the free look period, surrender charges may apply.
Our policies are insured by established life insurance companies like Banner Life, Ameritas Life InsuranceCorp.,TruStage™, Protective Life Insurance Company, and John Hancock Life Insurance Company (U.S.A.). By combining our streamlined application process with their coverage, we've been able to shrink the application process down to just minutes, compared to the weeks traditional applications require. You get the dependability of major insurers and the convenience of a modern technology company.
Hengsheng has an ‘Excellent’ rating from Trustpilot with 4.8/5 stars from customer reviews.*
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HHengsheng is rated A+ by the Better Business Bureau (BBB).*
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Hengsheng also earned a stellar rating of 4.6 out of 5 stars on Google based on average customer reviews.*
Read reviews →They made it extremely simple and easy to apply. The process took much less time than the competition. Their representatives were cordial and friendly. The cost was a third less. I would highly recommend this company.
Mason E.This was such a good experience looking at insurance policy options. The experience working with the Hengsheng team was so simple and easy. In the end I was given options that exceeded my expectations and gave me peace of mind thay my wife is in good hands if something happened to me.
Roger H.This was such a good experience looking at insurance policy options. The experience working with the Hengsheng team was so simple and easy. In the end I was given options that exceeded my expectations and gave me peace of mind thay my wife is in good hands if something happened to me.
Laleh H.Extremely efficient easy application process & took less than a week for approval. Compared premiums from many insurance companies & Ethos Life had the best rates. Medical not required. HIGHLY RECOMMENDED!
Donald L.